by admin | Aug 26, 2015 | Blogs
Are you considering relocating to Lake Tahoe? The relocation process can be a bit overwhelming for anyone. There are a number of different things to consider. What are the best homes available, what neighborhoods should I look at, how far are certain areas from work and recreation, and if you are a parent you have to worry about the kid’s situation as well. All of this is enough to drive someone crazy. There is good news for families relocating to Lake Tahoe. The Alvin Steinberg Team has been helping families with all of these considerations for years. You don’t have to figure all of this out on your own. Our team of real estate experts know exactly what you and your family need to feel comfortable in your new home. We will listen to the things that are important to you and show you all the great things that Lake Tahoe has to offer.
Lake Tahoe is truly a great place to call home. The area has a little something for everyone. The area boasts a wide variety of recreational activities to enjoy. In the Winter Lake Tahoe is home to some of the best skiing in the country. Our resorts are set on the backdrop of Lake Tahoe and provide great skiing and snowboarding with a one of a kind view. During the summer months Lake Tahoe provides residents and visitors with a wide variety of outdoor activities. The lake is bustling with all sorts of water activities, the golf is truly legendary, and there is great shopping and dining. Choosing to buy a home in Lake Tahoe means living the good life. There is always something to do no matter what time of year it is.
When you choose to work with The Alvin Steinberg Team you are choosing to work with one of the most established and well respected agents in the area. The Alvin Steinberg Team is consistently a top producer in Lake Tahoe and takes pride in providing our clients with a great home buying experience. Alvin knows that there is much more to your dream home than simply matching the number of bedrooms and bathrooms. We will take into consideration the little things that make a house a home to you and work hard until we find something just right. Of course there is much more to the home buying process than just finding the perfect home. Don’t worry The Steinberg Team will help you through it all. We can help you get your loan, find the perfect home, and even negotiate for you the price and terms. You can rest easy that you will be well taken care of when you work with Alvin Steinberg. 800-666-4718
by admin | Aug 20, 2015 | Blogs
Luxury Homes for Sale Lake Tahoe
Northern Lake Tahoe area is home to awe inspiring scenery and breath taking homes that gives you a perfect balance of wilderness excitement and luxurious comfort. Incline Village is the best of both worlds complete with floor to ceiling windows that provide panoramic lake and mountain views, nice big, airy rooms with a luxury cabin feel, multiple fireplaces, hardwood floors, marble floors and travertine floors. Decks and balconies overlook the crystal blue waters of Lake Tahoe and the lush forests surrounding it.
Luxury Homes in Incline Village
Many of the homes for sale in Incline Village range in price from $2 million to $16 million. When you buy a home in Incline Village, Nevada you will be able to hike pristine untouched landscapes then come home to relax with a view even more stunning than a beach sunset. Enjoy the natural beauty and fresh, clean air the way it was intended by a home in Incline Village.
Buying a home in Incline Village gives you the chance to have an active, healthy lifestyle in a gorgeous somewhat secluded setting. Most of the luxury properties are located on Lakeshore Boulevard, following the northern shore of Lake Tahoe where you get the most spectacular views of the lake. Here you will also find easy access to streams, parks that provide an quiet place to clear mind and meditate, furthermore gorgeous golf courses are the perfect place for a casual meeting or visiting friends.
The more adventurous luxury homeowners will take advantage of the property’s proximity to the nearby Diamond Peak Ski Resort. The Recreation Center provides additional recreational facilities such as a basketball, indoor pool, exercise classrooms and weight training equipment.
Living Lake Tahoe
Alvin Steinberg is ready for you to buy a luxury home in Incline Village Nevada, either for year round residence, or just a vacation home. He can provide you with access to the local listings database and offer his experience and knowledge to make the home buying process easier for you and your family. Call Alvin Steinberg today at 1-800-666-4718.
by admin | Aug 17, 2015 | Blogs
Vacationing in Incline Village, Nevada is a rejuvenating experience beyond even that of a beach home. It is truly relaxing going into the wilderness like the frontiersmen before us and seeing the untouched landscape of Northern Nevada and Lake Tahoe. Spending time up here with will awaken your spirit and soothe your soul. Breathe deep, clean mountain air in this safe and majestic area then relax and recharge your batteries in the peace and quiet of Incline Village, Nevada. Purchasing a vacation home is an exciting event for anyone, but buying a vacation home in Incline Village is a level above anyone else.
When you buy a vacation home in Incline Village, adventure is the name of the game. The area surrounding the homes is unmatched anywhere else in the United States. Even the purest, white sand beaches have nothing on the majesty that is Lake Tahoe. Lake Tahoe is regarded as one of the bluest, purest, and clearest in the world. There is something to do here year round so whenever you can take a few days off they will be filled with activities from boating, rafting and swimming in the summer to camping, hiking, fishing, or golfing and skiing in the winter.
Buying a vacation home in Incline Village is a personally rewarding experience. Alvin Steinberg and his team are here to help you realize one of the goals you have worked your entire life to obtain. Find your dream home today, visit Lake Tahoe. Most of the luxury properties feature spectacular views of the lake, streams, parks and nearby golf courses. Residents in Incline Village also share many amenities including three beaches, a tennis complex, two golf courses and Diamond Peak Ski Resort. The Recreation Center provides additional facilities such as a basketball court, indoor pool, exercise classrooms and weight training equipment.
You may have heard that the three most important words in Real Estate are “Location, Location, Location” but when it comes to Incline Village, those words are replaced by “Ask for Alvin,” call The Alvin Steinberg Team at 1-800-666-4718.
by admin | Aug 10, 2015 | Blogs
You’re ready to make an offer on the home of your dreams. But before you do, make sure you’re really ready. Ask yourself and your household members if this is the home for the next five or so years. Make sure everyone is on board with commitments to make it work, from putting off the dream vacation to putting in the elbow grease to clean, paint and do the yard work.
Have your real estate agent pull up the most recent sold comparable CMA within a reasonable radius of the home, so you can compare the home with other similar homes in terms of location, size, features, and amenities.
Next, consider the most current market conditions, so you can choose the right offer strategy.
In a buyer’s market, discounts are common because there are fewer buyers, more properties for sale, and home prices are soft or falling so offers under list price are common.
In a seller’s market, homes sell quickly for full price or higher because there are plenty of buyers and few homes for sale.
Whether you are in a buyer’s market or a seller’s market, your goal is to buy the home at a fair price. If you were the seller, what is the lowest possible price you’d accept?
To show the seller you’re serious, include a copy of your lender’s pre-approval letter, along with a cover letter summarizing your strengths as a buyer in terms of creditworthiness, flexibility in closing, and why you love this home. Include a copy of the comparables you used to show why your offer is a fair price for the property.
If the seller’s home is offered at a reasonable price, don’t waste time. Pay asking price or close to it. A home priced to sell will sell quickly and you’ll lose it if you mess around.
Offering too little for a property is risky. If the seller feels insulted by your offer, you’ve lost the opportunity to negotiate. On the other hand, some sellers are simply unrealistic about their home’s value. Maybe your offer will be their wake-up call. The seller will probably respond with a face-saving still-high offer, but at least they’re negotiating with you.
If your offer is conditional, such as your need to sell another home before closing on the seller’s, you’ll have to find a way to sweeten the deal, such as a full-price offer. Few sellers will accept a discount and a contingency.
Your real estate professional will help you draft the offer with a price, estimated closing date and terms, including earnest money (a guarantee that you’ll perform as a buyer in good faith,) final approval by your lender and your right to have an inspection. Your earnest money check will be forwarded to the escrow agent when your offer is accepted.
You’ll have a brief period to get your home inspections completed. Your home inspector will go through the home with you and point out the condition and potential lifespan of all systems and appliances. You should only renegotiate when a problem wasn’t obvious before, or when a system is found to be unsafe or not functioning.
Once you and the seller have agreed to terms, your offer is now a binding contract and you’re on your way to owning a home!
Written by Blanche Evans
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Contact Alvin Steinberg today for all of your home Buying and Selling, Luxury Homes and Relocation needs. We specialize in Incline Village, Crystal Bay, Golfing and Lake Living homes in Nevada. Please feel free to use our property search tool to find your Lake Tahoe area dream home. Please contact Alvin Steinberg today.
by admin | Aug 10, 2015 | Blogs
There will always be those who try to “time the market,” but there’s one factor you can’t know — when buying a home will become more expensive.
Certainly you can tell from recent trends whether or not prices and mortgage interest rates are in your favor. Monthly prices have risen year-over-year for three years. Mortgage interest rates are slowly rising, but remain at extremely attractive levels.
You could wait for prices to fall, but there are two problems with that idea. First, it would take an economic recession to lower prices, which could take months or years. With the exception of the Great Recession, you won’t know if you’re in or out of a recession until the talking heads online inform you.
Second, mortgage interest rates have been kept artificially low for five years. That’s a very long time. With steady gains in employment, it’s not likely they will go any lower. In fact, higher interest rates could wipe out any gains you could save by waiting to buy.
Here’s a real life example:
If you buy a home and get a $200,000 30-year, fixed-rate mortgage at 4.5 percent, your monthly payment will be $1,013.37 and you’ll pay $164,813.42 in interest over the life of the loan.
The same home at 5.0 percent interest costs $1,073.64, a difference of $60.27 more per month and $186,511.57 in interest over the life of the loan. The difference in interest payments alone is $21,698.15.
If your home dropped 5% in value and you were able to buy it at $190,000 and 4.5% interest, your payment would be $962.70, a difference of $50.67 per month, with $156,572.75 in interest over the life of the loan. You’d save $50.67 more per month than if you’d paid $200,000.
At 5.0 percent, your $190,000 home costs $1019.96, or $53.68 more per month than if you’d gotten the loan at 4.5 percent. Your interest payments would total $177,185.99 over the life of the loan. The difference in payments is $20,613.24.
Currently, mortgages for borrowers with good credit are around 4.00 percent. If you had purchased your $190,000 home a year and a half ago when prices were lower and interest rates were at 4.00% interest, it would cost you $907.09 per month and a total of $13,6552.06 in interest.
The question is — did you?
There’s never a perfect time to buy a home and you shouldn’t buy a home just for financial reasons. Buy your home to raise your family, be close to friends and relatives and to be free from a landlord where you get nothing back but cancelled checks at the end of the lease.
Don’t put your dreams off to gamble with the market. Think of getting the home you want at a reasonable price and payment as the best way to beat the market.
Written by Blanche Evans
Contact Alvin Steinberg today for all of your home Buying and Selling, Luxury Homes and Relocation needs. We specialize in Incline Village, Crystal Bay, Golfing and Lake Living homes in Nevada. Please feel free to use our property search tool on the homepage to find your Lake Tahoe area dream home. Please contact Alvin Steinberg today.
